Delta Dental is the largest not-for-profit dental provider in Kentucky with the largest network, providing access to 89% of the dentists in the Commonwealth. Furthermore, dentists in Kentucky are credientialed by local representatives and are familiar with our team of customer service professionals.
Delta Dental has the largest network of dentists to choose from and offers four plan options to fit your needs. All plans feature no out-of-pocket costs for regular cleanings and members who visit in-network dentists are guaranteed not to be balance billed.
Delta Dental's customer service team is based in Louisville and has a 95% satisfaction rate.
89% of Kentucky dentists participate in Delta Dental's PPO network.
Delta Dental offers 100% coverage for cleanings and no waiting periods or enrollment fees.
Find the plan that is best for you!
$22
.26 per month
per month
Save money and have access to basic services such as cleanings & whitening with Happy Smiles.
Subscriber only
$22.26
Subscriber plus one
$40.42
Family
$61.32
$32
.88 per month
per month
Best option if your dentist only participates in our Premier network is with Perfect Smiles.
Subscriber Only
$32.88
Subscriber plus one
$61.30
Family
$95.79
$40
.75 per month
per month
Save money on comprehensive services such as whitening, veneers or braces with Bright Smiles.
Subscriber Only
$40.75
Subscriber plus one
$77.16
Family
$132.07
$43
.92 per month
per month
Receive great benefits and the highest annual maximum of all available plans with Vibrant Smiles.
Subscriber only
$43.92
Subscriber plus one
$78.25
Family
$120.54
Happy Smiles - Delta Dental PPO Plan
Covered Services
Delta Dental PPO
Year One
Year Two
Year Three
Diagnostic & Preventive
deductible does not apply
100%
100%
100%
Minor Services
10%
30%
50%
Major Services
N/A
N/A
N/A
Annual Maximum
$500
$750
$1000
Plan Deductible
per person/maximum per family
$50/$150
$50/$150
$50/$150
deductible does not apply
| Year One | 100% |
| Year Two | 100% |
| Year Three | 100% |
| Year One | 10% |
| Year Two | 30% |
| Year Three | 50% |
| Year One | N/A |
| Year Two | N/A |
| Year Three | N/A |
| Year One | $500 |
| Year Two | $750 |
| Year Three | $1000 |
per person/maximum per family
| Year One | $50/$150 |
| Year Two | $50/$150 |
| Year Three | $50/$150 |
Perfect Smiles - Delta Dental PPO Plus Premier Plan
Covered Services
Delta Dental PPO Plus Premier
Year One
Year Two
Year Three
Diagnostic & Preventive
deductible does not apply
100%
100%
100%
Minor Services
10%
30%
50%
Major Services
10%
30%
50%
Annual Maximum
$750
$1000
$1250
Plan Deductible
per person/maximum per family
$50/$150
$50/$150
$50/$150
deductible does not apply
| Year One | 100% |
| Year Two | 100% |
| Year Three | 100% |
| Year One | 10% |
| Year Two | 30% |
| Year Three | 50% |
| Year One | 10% |
| Year Two | 30% |
| Year Three | 50% |
| Year One | $750 |
| Year Two | $1000 |
| Year Three | $1250 |
per person/maximum per family
| Year One | $50/$150 |
| Year Two | $50/$150 |
| Year Three | $50/$150 |
Bright Smiles - Delta Dental PPO Plan
Covered Services
Delta Dental PPO
Year One
Year Two
Year Three
Diagnostic & Preventive
deductible does not apply
100%
100%
100%
Minor Services
50%
80%
80%
Major Services
25%
50%
50%
Annual Maximum
$500
$1000
$1500
Orthodontics (No Age Limit)
N/A
50%
50%
Orthodontic Lifetime Maximum
N/A
$1000
$1000
Plan Deductible
per person/maximum per family
$50/$150
$50/$150
$50/$150
deductible does not apply
| Year One | 100% |
| Year Two | 100% |
| Year Three | 100% |
| Year One | 50% |
| Year Two | 80% |
| Year Three | 80% |
| Year One | 25% |
| Year Two | 50% |
| Year Three | 50% |
| Year One | $500 |
| Year Two | $1000 |
| Year Three | $1500 |
| Year One | N/A |
| Year Two | 50% |
| Year Three | 50% |
| Year One | N/A |
| Year Two | $1000 |
| Year Three | $1000 |
per person/maximum per family
| Year One | $50/$150 |
| Year Two | $50/$150 |
| Year Three | $50/$150 |
Vibrant Smiles - Delta Dental PPO Plus Premier Plan
Covered Services
Delta Dental PPO Plus Premier
Year One
Year Two
Year Three
Diagnostic & Preventive
deductible does not apply
100%
100%
100%
Minor Services
25%
50%
80%
Major Services
25%
40%
50%
Annual Maximum
$1000
$1750
$2000
Plan Deductible
per person/maximum per family
$50/$150
$50/$150
$50/$150
deductible does not apply
| Year One | 100% |
| Year Two | 100% |
| Year Three | 100% |
| Year One | 25% |
| Year Two | 50% |
| Year Three | 80% |
| Year One | 25% |
| Year Two | 40% |
| Year Three | 50% |
| Year One | $1000 |
| Year Two | $1750 |
| Year Three | $2000 |
per person/maximum per family
| Year One | $50/$150 |
| Year Two | $50/$150 |
| Year Three | $50/$150 |