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Delta Dental of Kentucky

Keep your smile healthy with Delta Dental

Delta Dental is the largest not-for-profit dental provider in Kentucky with the largest network, providing access to 89% of the dentists in the Commonwealth. Furthermore, dentists in Kentucky are credientialed by local representatives and are familiar with our team of customer service professionals.

The leading provider of dental benefits

Delta Dental has the largest network of dentists to choose from and offers four plan options to fit your needs. All plans feature no out-of-pocket costs for regular cleanings and members who visit in-network dentists are guaranteed not to be balance billed.

Local Customer Service

Delta Dental's customer service team is based in Louisville and has a 95% satisfaction rate.

Largest Network

89% of Kentucky dentists participate in Delta Dental's PPO network.

Best Benefits

Delta Dental offers 100% coverage for cleanings and no waiting periods or enrollment fees.

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Individual & Family Dental Plan Options

Find the plan that is best for you!

Happy Smiles

$22

.26 per month

per month

Save money and have access to basic services such as cleanings & whitening with Happy Smiles.

Subscriber only

$22.26

Subscriber plus one

$40.42

Family

$61.32

Perfect Smiles

$32

.88 per month

per month

Best option if your dentist only participates in our Premier network is with Perfect Smiles.

Subscriber Only

$32.88

Subscriber plus one

$61.30

Family

$95.79

Bright Smiles

$40

.75 per month

per month

Save money on comprehensive services such as whitening, veneers or braces with Bright Smiles.

Subscriber Only

$40.75

Subscriber plus one

$77.16

Family

$132.07

Vibrant Smiles

$43

.92 per month

per month

Receive great benefits and the highest annual maximum of all available plans with Vibrant Smiles.

Subscriber only

$43.92

Subscriber plus one

$78.25

Family

$120.54

Happy Smiles - Delta Dental PPO Plan

Covered Services

Delta Dental PPO

Year One

Year Two

Year Three

Diagnostic & Preventive

deductible does not apply

100%

100%

100%

Minor Services

10%

30%

50%

Major Services

N/A

N/A

N/A

Annual Maximum

$500

$750

$1000

Plan Deductible

per person/maximum per family

$50/$150

$50/$150

$50/$150

Diagnostic & Preventive

deductible does not apply

Year One 100%
Year Two 100%
Year Three 100%
Minor Services

Year One 10%
Year Two 30%
Year Three 50%
Major Services

Year One N/A
Year Two N/A
Year Three N/A
Annual Maximum

Year One $500
Year Two $750
Year Three $1000
Plan Deductible

per person/maximum per family

Year One $50/$150
Year Two $50/$150
Year Three $50/$150

Perfect Smiles - Delta Dental PPO Plus Premier Plan

Covered Services

Delta Dental PPO Plus Premier

Year One

Year Two

Year Three

Diagnostic & Preventive

deductible does not apply

100%

100%

100%

Minor Services

10%

30%

50%

Major Services

10%

30%

50%

Annual Maximum

$750

$1000

$1250

Plan Deductible

per person/maximum per family

$50/$150

$50/$150

$50/$150

Diagnostic & Preventive

deductible does not apply

Year One 100%
Year Two 100%
Year Three 100%
Minor Services

Year One 10%
Year Two 30%
Year Three 50%
Major Services

Year One 10%
Year Two 30%
Year Three 50%
Annual Maximum

Year One $750
Year Two $1000
Year Three $1250
Plan Deductible

per person/maximum per family

Year One $50/$150
Year Two $50/$150
Year Three $50/$150

Bright Smiles - Delta Dental PPO Plan

Covered Services

Delta Dental PPO

Year One

Year Two

Year Three

Diagnostic & Preventive

deductible does not apply

100%

100%

100%

Minor Services

50%

80%

80%

Major Services

25%

50%

50%

Annual Maximum

$500

$1000

$1500

Orthodontics (No Age Limit)

N/A

50%

50%

Orthodontic Lifetime Maximum

N/A

$1000

$1000

Plan Deductible

per person/maximum per family

$50/$150

$50/$150

$50/$150

Diagnostic & Preventive

deductible does not apply

Year One 100%
Year Two 100%
Year Three 100%
Minor Services

Year One 50%
Year Two 80%
Year Three 80%
Major Services

Year One 25%
Year Two 50%
Year Three 50%
Annual Maximum

Year One $500
Year Two $1000
Year Three $1500
Orthodontics (No Age Limit)

Year One N/A
Year Two 50%
Year Three 50%
Orthodontic Lifetime Maximum

Year One N/A
Year Two $1000
Year Three $1000
Plan Deductible

per person/maximum per family

Year One $50/$150
Year Two $50/$150
Year Three $50/$150

Vibrant Smiles - Delta Dental PPO Plus Premier Plan

Covered Services

Delta Dental PPO Plus Premier

Year One

Year Two

Year Three

Diagnostic & Preventive

deductible does not apply

100%

100%

100%

Minor Services

25%

50%

80%

Major Services

25%

40%

50%

Annual Maximum

$1000

$1750

$2000

Plan Deductible

per person/maximum per family

$50/$150

$50/$150

$50/$150

Diagnostic & Preventive

deductible does not apply

Year One 100%
Year Two 100%
Year Three 100%
Minor Services

Year One 25%
Year Two 50%
Year Three 80%
Major Services

Year One 25%
Year Two 40%
Year Three 50%
Annual Maximum

Year One $1000
Year Two $1750
Year Three $2000
Plan Deductible

per person/maximum per family

Year One $50/$150
Year Two $50/$150
Year Three $50/$150