Delta Dental of Kentucky

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Individual and Family Plans

Nobody has a smile like yours, and nobody keeps it healthy like us.

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Great coverage, affordable care.

Delta Dental of Kentucky offers affordable dental plans that will save you money.

Whether you regularly receive your 2 cleanings or have an unexpected dental emergency, investing in a plan with Delta Dental will always save you money. Visiting a Delta Dental dentist provides network discounts that result in lower out-of-pocket costs.

 

Individual & Family Plan Options

Happy Smiles - Delta Dental PPO plan

choose this cost effective plan if you are interested in basic services such as cleanings & whitening services

  Year 1 In Network Year 2 In Network Year 3 In Network
Diagnostic & Preventive 100% 100% 100%
Minor Services 10% 30% 50%
Major Services n/a n/a n/a
Annual Maximum $500 $750 $1,000
Plan Deductible: $50 per person per benefit year, $150 maximum per family.
Applies to all services except diagnostic and preventive services.

Happy Smiles Monthly Rates
Subscriber only: $17.69
Subscriber plus one: $32.12
Family: $48.74

Perfect Smiles - Delta Dental PPO Plus Premier plan

choose this affordable plan if your dentist only participates in the Premier network

Advance to Year 3 or 4 benefit levels with proof of dental coverage for last 12 months. Call 800-955-2030 to learn more or provide proof of coverage
  Year 1 In Network Year 2 In Network Year 3 In Network
Diagnostic & Preventive 100% 100% 100%
Minor Services 10% 30% 50%
Major Services 10% 30% 50%
Annual Maximum $750 $1,000 $1,250
Plan Deductible: $50 per person per benefit year, $150 maximum per family.
Applies to all services except diagnostic and preventive services.

Perfect Smiles Monthly Rates
Subscriber only: $27.15
Subscriber plus one: $50.60
Family: $79.10

Bright Smiles - Delta Dental PPO plan

choose this plan and save money on comprehensive services such as whitening, veneers or braces

  Year 1 In Network Year 2 In Network Year 3 In Network Year 4 In Network
Diagnostic & Preventive 100% 100% 100% 100%
Minor Services 50% 80% 80% 80%
Major Services 25% 50% 50% 50%
Annual Maximum $500 $1,000 $1,250 $1,500
Orthodontics (No Age Limit) n/a 50% 50% 50%
Orthodontic Lifetime Maximum n/a $1,000 $1,000 $1,000
Plan Deductible: $50 per person per benefit year, $150 maximum per family.
Applies to all services except diagnostic and preventive services.

Bright Smiles Monthly Rates
Subscriber only: $33.64
Subscriber plus one: $63.71
Family: $109.03

Shiny Smiles - Delta Dental PPO Plus Premier plan

choose this plan and and receive the highest annual maximums

  Year 1 In Network Year 2 In Network Year 3 In Network
Diagnostic & Preventive 100% 100% 100%
Minor Services 25% 50% 80%
Major Services 25% 50% 80%
Annual Maximum $1,000 $1,750 $2,500
Plan Deductible: $50 per person per benefit year, $150 maximum per family.
Applies to all services except diagnostic and preventive services.

Shiny Smiles Monthly Rates
Subscriber only: $41.94
Subscriber plus one: $74.73
Family: $115.11

You will be redirected to our enrollment website to complete your enrollment. Please call 502-736-5000 or email customerserviceip@deltadentalky.com with questions.

 

Delta Dental offers two networks. Both save you money:

Both our PPO and Premier networks save you money and prevent balance billing (participating dentists cannot charge a difference to the patient between the Delta Dental approved fee and submitted fee).

PPO Network: 65% of Kentucky dentists participate in this network. These dentists offer the lowest fees and belong to Kentucky's largest PPO network.

Premier Network: 90% of Kentucky dentists participate in this network. These dentists offer reduced fees, just not as low as PPO fees.

Network Features:

Local Service

Customer Service Representative

Kentucky dentists are credentialed by our local representatives and familiar with our local customer service teams.

No Balance Billing

Balance Billing

Delta Dental PPO & Premier dentists agree to a maximum allowable fee. If their fee is more than this, they cannot pass the remaining balance to you.

Claims Processing

Claims Processing

Dentists file claims on your behalf. Payments go directly to the dentist so there is no extra work for you or your family!

Network Savings:

    With
Delta Dental
Without
Insurance
COMPOSITE FILLING (D2392) May be subject to deductible. Cost of Filling: $176.00 $176.00
Maximum Provider can Charge: $124.00 $176.00+
Benefit Percentage: 80% n/a
Amount Delta Dental Pays: $99.00 $0.00
AMOUNT YOU PAY: $25.00 $176.00+
 
CROWN (D2740) May be subject to deductible. Cost of Crown: $952.00 $952.00
Maximum Provider can Charge: $660.00 $952.00+
Benefit Percentage: 50% n/a
Amount Delta Dental Pays: $330.00 $0.00
AMOUNT YOU PAY: $330.00 $952.00+

You will be redirected to our enrollment website to complete your enrollment. Please call 502-736-5000 or email customerserviceip@deltadentalky.com with questions.

 

How do I pick a dental plan that will save me money?

  • Examine your oral health and dental needs.
    Is your mouth generally healthy, or are you overdue for a check-up or dental work?
  • Assess your budget.
    Do you have savings or a financial plan for unexpected dental work?
  • Choose an in-network dentist if possible.
    Dentists in the PPO network will save you the most money.
  • Review your current dental plan.
    If you have had dental coverage for the previous 12 months with any carrier, you can graduate to Year 3 or 4 services by providing your proof of insurance to us.
 

Additional Features of Delta Dental affordable Individual & Family Dental Plans

  • No enrollment fees or waiting periods!
  • Benefits increase after first year
  • Annual maximums increase after first year
  • Delta Dental Mobile App comes with cost estimators and appointment scheduling features
  • Easy online enrollment

You will be redirected to our enrollment website to complete your enrollment. Please call 502-736-5000 or email customerserviceip@deltadentalky.com with questions.